Services for Employers
Retirement Plans, Welfare Benefit Plans and Deferred
Giller & Calhouns legal professionals offer an in-depth
understanding of the many facets of designing, administering and
enhancing employee benefit and executive compensation
arrangements. We focus on identifying solutions that cost
effectively meet your business objectives as well as the needs
of your employees.
For plan sponsors, we provide the following services:
Retirement plan design We have a comprehensive
knowledge of the laws and regulations regarding defined
contribution and executive compensation plans with respect
to both plan design and operation. We offer expertise in
ERISA, tax law, insurance law, and securities law for
403(b), 457, 401(a), and 401(k) plans.
Executive Compensation Plans We will help your
organization design tax compliant executive compensation
arrangements that meet all the additional requirements
applicable to nonprofit organizations.
compliance We can help you determine the best
practices and policies for ensuring that your retirement
plans remain in compliance, as well as keep them up to date
with regulatory issues and changes.
plan documents and summary plan descriptions We can
help you draft and implement new and restated plan documents
and disclosure materials or review existing documents to
make sure that they meet your needs. In addition, we can
prepare and file all necessary documents for your plan with
the Internal Revenue Service.
communications We can assist you with meeting your
legal disclosure requirements as well as general
communications to your employees about your benefits
programs, including announcing significant changes.
Programs We can help you design an early retirement
program that meets the requirements of the tax law, ERISA,
and the Age Discrimination in Employment Act.
We can help you navigate the numerous responsibilities
that result from being a plan fiduciary and help you set up
the procedures you need to follow in order to meet your
fiduciary obligations, including issues relating to
selecting and monitoring of service providers for your plan,
and providing investment advice to your employees.
programs We can provide expert guidance on the funding
of retiree health plans, including options such as VEBAs,
and help you meet HIPPA and COBRA rules. In addition, we
offer advice on operational compliance issues related to
Section 125 Cafeteria plans.
plan vendors and other service providers We can help
you negotiate new agreements and review your current
documents to ensure that your arrangements with these firms
offer you the services and flexibility you need to
administer your plan effectively and that you meet your
programs with IRS and DOL We can help you address any
existing or potential issues should problems with your
programs be identified.
review and comment Many employers are seeking to
provide financial education and other information to their
Spanish-speaking employees in the language with which they
are most comfortable. And in some cases, you may be required
to provide your employees with Spanish language disclosure
materials. We can provide you with a comprehensive review of
any marketing communications and other documents that you
decide to have translated.
Legal Services for Financial Services
Legal Services for Non-Profits
40 Worth Street, 10th Floor
New York, NY 10013
7700 E. Arapahoe Rd., Suite 100
Centennial, CO 80112
Practice Areas ∙ 403(b) Basics ∙
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